Heloc RateLock

Brought to you by…

Zac & Nick

At The Rethink Collective, we offer innovative solutions for buying and selling real estate, including personal residences, income properties, commercial land, and commercial investments. Guided by principles that emphasize financial literacy and strategic investing, we empower first-time homebuyers to leverage creative financial strategies to make homeownership attainable. We believe in turning assets into opportunities—helping clients use leverage to acquire properties that generate cash flow and build wealth over time.

Our approach focuses on educating clients about distinguishing between assets and liabilities, emphasizing the importance of investing in income-generating properties. By leveraging existing assets, we assist clients in acquiring income properties that contribute to a predictable post-retirement cash flow, fostering financial independence and long-term security.

Zac Lofeudo

Email: zac.lofeudo@vinegroup.ca

Nick Cripps

Email: nick@nickcripps.ca

Begin Journey Now

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What you’ll learn…

Get the drop on high-interest rates

Tired of paying high-interest rates on your mortgage debt? We’ll explore how the Heloc RateLock strategy can help you reduce your overall interest costs and maintain the flexibility of interest-only payments.

Truly the best of both worlds

Yes, you can have it all… Learn how to beat the system and structure your mortgage by combining fixed & variable components to keep your overall cost of borrowing down, and improve your personal cash flow.

Advanced rate management

Put your strategy on auto-pilot, with automatic transfers & principal reimbursement. We’ll show you how to properly manage your mortgage for the long run, and stay one step ahead of fluctuating market conditions.