First - Time Home Buyer Strategy
Brought to you by…
Zac & Nick
At The Rethink Collective, we offer innovative solutions for buying and selling real estate, including personal residences, income properties, commercial land, and commercial investments. Guided by principles that emphasize financial literacy and strategic investing, we empower first-time homebuyers to leverage creative financial strategies to make homeownership attainable. We believe in turning assets into opportunities—helping clients use leverage to acquire properties that generate cash flow and build wealth over time.
Our approach focuses on educating clients about distinguishing between assets and liabilities, emphasizing the importance of investing in income-generating properties. By leveraging existing assets, we assist clients in acquiring income properties that contribute to a predictable post-retirement cash flow, fostering financial independence and long-term security.
Zac Lofeudo
Email: zac.lofeudo@vinegroup.ca
Nick Cripps
Email: nick@nickcripps.ca
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What you’ll learn…
Mortgages Made Easy - Mortgages 101
Feeling overwhelmed by the prospect of getting a mortgage? In this section, you'll take a crash course on mortgages, simplifying the process and providing a clear starting point for your journey. Learn all the various aspects of a mortgage.
The Three Key Factors of A Pre-Approval
Embark on a mini-financial literacy course tailored to mortgages. Discover the three crucial factors considered in a mortgage approval: your credit, your income, and your down payment. Did you know there are programs to help you save for your down payment?
The Home Buying Journey - Start to Finish
In this wrap-up section, you will learn everything included in your closing costs and what the home-buying journey looks like from start to finish. We’ll walk you through every detail so there are no surprises.